One of my kids looked at her in kind of bad light one evening and said he saw red in her fur. I think I'm reading that is bad. I don't see the red myself. Is it something that just shows up at the tips, wouldn't be apparent unless you were really looking for it? Can a standard grey chinchilla have the red?
To be able to see the red hue, you would have to look at her under a bright,strong natural lighting or the sun. You want to look at them against all white ... including your clothing and any clothing the person has on that is holding her. In some lights things can reflect colors close to them.
I saw something else that mentioned the belly should be white with that solid demarcation line down the side. Our girl has a grey belly - a light dove-grey kind of color. Would that make her something other than a standard grey?
Again, the same lighting and surroundings would be best to be able to see the belly color properly.
It is hard to find very many now-a-days that has a pure white belly (which is very desirable).
But, one that is obviously not a pure white may have other colors in it's background.
I would not think it is a pure standard gray, but probably a standard gray born to at least one or more mutation parents ... or their probably would be mutations in the background.
Without the pedigree, it would be impossible to know what color mutations for sure.
She would still be considered a standard gray, but not a pure standard gray (having nothing but standard gray in it's background). She could be a possible carrier of one or more other colors, but, unless you mate her with a chinchilla that is carrying the same hidden color, you would probably only produce standard grays, if you are mating her with a standard gray.
Example: I have two standard gray parents that just recently produced a hetro ebony kit. Both standard grays have to be carrying the ebony trait to do this. I now have this listed on their history. It was an unknown factor before this kit was born.
Chinchillas, to me, are never 'just a pet', they are a member of you family that can be around for 20+ years, if properly cared for and is healthy, having no hidden health problems.
Chins don't have to be show quality to love and be love ... they all have that quality about them.
BUT, the closeser to "show quality" you can get, usually, the healthier the chin is and stronger the genes are.
Hope this answers your questions ... others may have more to add.
Jo Ann